SIP Calculator
Maturity value, total invested, and returns for a SIP.
Overview
Estimates the future value of a Systematic Investment Plan (SIP), where you invest a fixed amount at regular intervals. It shows what steady monthly investing could grow to at an assumed rate of return.
How it works
A SIP is a series of regular investments, so the calculator uses the future value of a recurring investment. It compounds each contribution from the date it is made to the end of the period, using the monthly rate (the assumed annual return divided by 12) over the number of months. Because contributions are spread over time, only the earliest ones compound for the full duration. The assumed return is not guaranteed, so the result is an estimate for planning, not financial advice.
How to use it
- Enter your regular investment amount.
- Enter the expected annual return.
- Enter how many months or years you will invest.
- Read the estimated future value and the total you invested.
Examples
Ten year SIP
Investing 5,000 a month at an assumed 10 percent annual return for 10 years grows to about 10.3 lakh, on 6 lakh invested.
Time effect
Extending the period or raising the contribution increases the final value, with longer horizons benefiting most from compounding.
FAQ
What is a SIP?
Is the return guaranteed?
Why is the future value more than what I invested?
Lump sum or SIP?
Is my data stored?
Related tools
Mortgage Calculator
See your monthly payment, total interest, and the payoff effect of paying extra.
Open toolPercentage Calculator
Work out percentages, increases, and decreases.
Open toolEMI Calculator
Calculate monthly loan EMI, total interest, and total payable.
Open toolCompound Interest Calculator
See how savings grow with compound interest over time.
Open toolDiscount Calculator
Sale price and amount saved from a percentage off.
Open toolEmbed this tool
Paste this snippet to put the tool on your own site. It runs entirely in the visitor's browser, the same as it does here.