SIP Calculator

Maturity value, total invested, and returns for a SIP.

sip-calculator.local
Enter the monthly amount, return, and years to project the SIP.

How to use it

  1. Enter your monthly investment and expected annual return.
  2. Set the number of years.
  3. Read the maturity value, total invested, and returns.

About this tool

A SIP, or systematic investment plan, invests a fixed amount every month. This calculator projects the maturity value using a steady monthly return compounded over the period, then splits it into what you put in and the estimated gain. Real returns vary year to year, so the expected return is an assumption, not a promise, and the projection ignores fees and tax.

Examples

Input$500 per month, 12 percent, 10 years
OutputAbout $116,170 from $60,000 invested
Input$200 per month, 8 percent, 20 years
OutputAbout $118,589 from $48,000 invested

Common uses

  • Project the value of a monthly investment plan
  • See how much a SIP could grow over years
  • Split a projection into contributions and gains
  • Set a long term investing target

FAQ

Is my investment data uploaded?
No. The projection is computed in your browser. Nothing you enter leaves your device.
Are the returns guaranteed?
No. The expected return is an assumption you choose. Real market returns vary, so the result is an estimate.
Does it include fees or tax?
No. It shows gross growth, so subtract any fund fees and tax to get the net figure.

Related tools

Embed this tool

Paste this snippet to put the tool on your own site. It runs entirely in the visitor's browser, the same as it does here.

<iframe src="https://tooldok.com/embed/sip-calculator/" title="SIP Calculator by Tooldok" width="100%" height="560" style="border:1px solid #16130d;border-radius:16px;max-width:720px" loading="lazy"></iframe> <p style="font:13px sans-serif"><a href="https://tooldok.com/tools/sip-calculator/" target="_blank" rel="noopener">SIP Calculator</a> by <a href="https://tooldok.com/" target="_blank" rel="noopener">Tooldok</a></p>